Security Interest in Mobile Homes
How do Security Interests Arise?
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What is a Security Interest in Manufactured (Mobile) Homes?
9-334(e)(4) states that a security interest in a manufactured home (arising in a manufactured home transaction) that is perfected pursuant to a certificate of title statute, it will have priority over a conflicting real property interest. A manufactured home is a structure of 320 square feet or more whose primary use is as as residence when connected to utilities. 9-102(a)(53). It includes traditional mobile homes. A manufactured-home transaction is a secured transaction that creates a PMSI an the primary collateral is a manufactured home that is not inventory.
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