What is a Qualified Professional Asset Manager? A qualified professional asset manager is a designation for a registered investment advisors who work with or manage retirement fund assets. QPAM status is an exemption from the restrictions that the Employee Retirement Income Security Act (ERISA) places on transactions involving retirement funds. How ...

What is a Candlestick Price Chart? A candlestick is a price chart that helps investors or traders identify price direction and movements for a particular period. This chart embodies data for different periods and each period is clearly demarcated by price bars. Included in a candlestick are the high, low, opening and closing prices of securities tra...

What is a Depository Trust & Clearing Corporation? Depository Trust & Clearing Corporation is a company that offers financial services. It comprises of one depository and five clearing corporations. The company was established in 1999, and it is the largest corporation in the world, dealing with post-trade transactions. The DTCC serves in th...

What is a Top-Down Analysis? Top-down analysis is about seeing the big picture concerning the sectors or industries where investors want to make investments. After the identification of stocks and sectors, the next step involves observing the in-depth information as well as financial statements in order to make the final call for investment. How Doe...

What is an American Bankers Association? The American Bankers Association refers to a professional association that comprises of banks and other financial institutions in the United States. The association was founded in 1875 with its headquarters at the U.S. capital. The association represents the banking industry. It strives to promote the profita...

How Does Culture Affect Negotiation ?  The effect of culture on negotiation is very broad. Below are some of the primary methods in culture affects communication and negotiations.  What are Cross-Cultural and Intercultural Negotiations? can be categorized into intercultural and cross-cultural and can be compared along cultural characteristics.  Intr...

What is a Patentability Search? When filing a patent, there are several steps to the process. Most people focus upon the procedural steps of filing with the United States Patent and Trademark Office (USPTO). There is one major step to take prior to preparing your patent application. You should always perform a patentability search. A patentability s...

What is a Line Sheet? A line sheet is used by a manufacturer or distributor of a product to provide information to purchasers. The purchasers a generally wholesalers or retailers purchasing the goods to sell to end users. It is also used in the insurance industry to outline the types of risks covered in a policy. How is a Line Sheet Used?  As a sale...

What is as Marketing Dashboard? A marketing dashboard is a tool useful for making decisions and for seeing the impact of those decisions. The marketing dashboard is just a digital console that reports and visually represents marketing data, including things like key performance indicators or KPIs or other metrics that we want to follow. For example,...

What is a purchase-money grace period for a purchase-money security interest in non-consumer goods? Sellers of non-consumer goods receive temporary automatic perfection of an attached PMSI in the collateral sold. As the name applies, the security interest is temporary in nature. The seller has a 20-day grace period for filing a financing statement f...