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What is Disability Insurance?

Insurance against Short-term and Permanent Disability

Written by Jason Gordon

Updated at September 27th, 2021

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What is Disability Insurance?Academic Research

What is Disability Insurance?

Disability insurance provides financial benefits to someone who becomes disabled and is unable to continue working in a given profession or function. Disability insurance coverage is generally divided into short-term and long-term disability.

Note: Long-term disability insurance is generally in addition to any benefits provided by social security for permanent disability status.

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