Contact Us

If you still have questions or prefer to get help directly from an agent, please submit a request.
We’ll get back to you as soon as possible.

Please fill out the contact form below and we will reply as soon as possible.

  • Course Subjects
  • Tutoring
  • Home
  • Law, Transactions, & Risk Management
  • Consumer Protection

State Consumer Protection Laws - Explained

What are State Consumer Protection Laws?

Written by Jason Gordon

Updated at April 6th, 2023

Contact Us

If you still have questions or prefer to get help directly from an agent, please submit a request.
We’ll get back to you as soon as possible.

Please fill out the contact form below and we will reply as soon as possible.

  • Marketing, Advertising, Sales & PR
    Principles of Marketing Sales Advertising Public Relations SEO, Social Media, Direct Marketing
  • Accounting, Taxation, and Reporting
    Managerial & Financial Accounting & Reporting Business Taxation
  • Professionalism & Career Development
  • Law, Transactions, & Risk Management
    Government, Legal System, Administrative Law, & Constitutional Law Legal Disputes - Civil & Criminal Law Agency Law HR, Employment, Labor, & Discrimination Business Entities, Corporate Governance & Ownership Business Transactions, Antitrust, & Securities Law Real Estate, Personal, & Intellectual Property Commercial Law: Contract, Payments, Security Interests, & Bankruptcy Consumer Protection Insurance & Risk Management Immigration Law Environmental Protection Law Inheritance, Estates, and Trusts
  • Business Management & Operations
    Operations, Project, & Supply Chain Management Strategy, Entrepreneurship, & Innovation Business Ethics & Social Responsibility Global Business, International Law & Relations Business Communications & Negotiation Management, Leadership, & Organizational Behavior
  • Economics, Finance, & Analytics
    Economic Analysis & Monetary Policy Research, Quantitative Analysis, & Decision Science Investments, Trading, and Financial Markets Banking, Lending, and Credit Industry Business Finance, Personal Finance, and Valuation Principles
  • Courses
+ More

What role do states play in consumer protection?

States pass and enforce any number of consumer protection laws. These laws sometimes offer protections in addition to those offered by federal law. State laws protecting consumers are generally known as Unfair and Deceptive Practices (UDAP) statutes. Common areas regulated by UDAP statutes include: extension of credit, insurance, utilities, post-sales acts, and real estate.

Example: A commonly recognized type of state consumer protection statute concerns the sale of automobiles. These statutes grant the purchaser of an automobile the right to return the automobile within a specified period of time if the purchaser identifies mechanical issues in the vehicle. These are commonly known as lemon laws.

Back to: CONSUMER PROTECTION Next Chapter: ANTITRUST LAW

Discussion Question

Why do you think states feel the need to offer additional protections beyond those afforded by federal law? Can you think of any advantages to seeking enforcement of ones rights under state, rather than federal, law?

Practice Question

Patrick believes that he has been defrauded by a local used car salesman. He is considering bringing a legal action against the car dealer. What are Patrick's options with regard the jurisdiction and type of legal action to bring against the dealer?

Related Topics

  • Consumer Protection Law (Intro)
  • What is consumer protection law?
  • Cooling Off Rule
  • What major federal laws protect consumers?
  • What is the Federal Trade Commission
  • Enforcement procedures of the FTC?
  • Penalties for violating FTC regulations?
  • Commercial Practices Prohibited by FTC?
  • Unfair Trade Practices 
  • Predatory Pricing
  • Bait & Switch
  • Lemon Laws
  • Consumer Financial Protection Bureau
  • What is the Fair Credit Reporting Act?
  • Users of Information?
  • Credit Reporting Agency Consumers
  • Reporting Agencies?
  • Consumer Reporting Agency
  • Furnishers of Information?
  • Enforcement?
  • Truth in Lending Act
  • Fair Debt Collection Practices Act
  • Fair Credit Billing Act
  • Electronic Funds Transfer Act
  • Electronic Funds Transfers (EFT)
  • Equal Credit Opportunity Act
  • Regulation B
  • Consumer Credit Protection Act
  • Consumer Advisory Council
  • Consumer Financial Protection Act
  • Consumer Product Safety Act
  • Consumer Product Labeling Laws
  • Credit Repair Organization Act
  • Federal Food, Drug, and Cosmetic Act
  • Magnuson-Moss Warranty Act
  • Privacy Act of 1974 (Privacy Act)
  • Personally Identifiable Information
  • Right to Financial Privacy Act of 1978 (RFPA)
  • Electronic Communication Privacy Act of 1986 (ECPA)
  • Childrens Online Privacy Protection Act of 1986 (COPPA)
  • Privacy Policy
  • CAN SPAM Act
  • What role do states play in Consumer Protection?
state consumer protection laws explained

Was this article helpful?

Yes
No

Related Articles

  • Credit Bureau - Explained
  • Privacy Policy - Explained
  • Fair Credit Reporting Act - Users of Information
  • FTC Regulatory Enforcement Procedures - Explained



©2011-2023. The Business Professor, LLC.
  • Privacy

  • Questions

Definition by Author

0
0
Expand